Research undertaken by the Organisation for Economic Co-operation and Development (OECD) to assess the financial literacy of middle secondary school aged students, specifically fifteen-year-olds, found that, one in seven students could not make even simple financial decisions in their daily spending.

OECD 2020, Many 15-year-olds struggle with financial literacy, OCED PISA report finds, Organisation for Economic Co-operation and Development, viewed 7 January 2023, <https://www.oecd.org/finance/many-15-year-olds-struggle-with-financial-literacy-according-to-oecd-pisa-report.htm>